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Having a Sea Tow® membership means priority access to the highest level of on-water service available – and immediate assistance from the most experienced Captains on the water.

  • No waiting in line for service.
  • No wondering who’s coming to get you.
  • No out-of-pocket costs.
  • No confusion on whether it’s covered or not.

Membership Comparison

While our Gold Card membership is the most comprehensive and best option for nearly 95% of all boaters, your needs may be different.

To find out if one of our other membership options is the best choice for you, check out our membership comparison chart.

View Comparison Chart »

Why Sea Tow?

Our membership is a direct connection to highly professional, experienced Captains who can help when it matters most.

  • For the time that you don’t want to miss your daughter’s ballet recital

  • For discounts on fuel, boating supplies & restaurants

  • To have an experienced Captain standing by 24/7 if you need help

  • You don't want costly out of pocket expenses if you need a tow

  • You just caught the BIG one and need to get back to weigh-in

Membership FAQs

Should I join if there is no Sea Tow in my area?

Yes. If you are in an area where Sea Tow is not yet operating, you would be covered under our Universal Towing Coverage, providing reimbursement up to $5000 per incident with no annual limit.

Does my membership cover me if I am a guest on a friend's boat?

If the owner of the boat is onboard your membership privileges do not apply. However, if your friend joins and references your member number you earn a $25 credit toward your next renewal through our Refer-a-Friend program.

How far offshore am I covered?

We do not have any specific offshore distance limits. How far offshore Sea Tow will go to get you is only limited by the sea conditions, fuel capacity of our boats and our ability to communicate with you. If, for any reason, Sea Tow cannot respond we will assist in arranging for an alternate provider and provide reimbursement up to $5000 per incident. In most cases, if we are unable to respond no other commercial assistance provider will be able to either, so we will defer to the U.S. Coast Guard.

How quickly can I expect Sea Tow to respond to my request for help?

Response time varies with each situation, but we do everything we can to get to you quickly. Factors that affect response time include call volume, the size of the area your designated captain covers and the weather. Assistance calls are handled in the order they are received but as a member, you always receive priority service.

Why do I need Sea Tow if my insurance has a towing rider?

Does your insurance company have boats to service you? We are most likely going to be who you call for on-water assistance, so why pay out of pocket and then have to submit the bill to your insurance company for reimbursement? When you are not a member the average tow can cost $600 or more. Additionally, there may be dollar, distance, calendar or geographic limitations in your towing rider coverage -- your rider may not cover the full cost of the tow. And don't forget, Sea Tow members get priority service.